Home and Contents Insurance

The most comprehensive protection for your property!

The basic guarantees of the Home & Contents Insurance policy recommended by EURO HYPO SEGUR are wide-ranging and include cover for the following cases of damage:

Damage to the house and furniture (replacement value) as a result of:

Fire, explosion and lightning strike.
Smoke and water damage.
Rain, wind, hail and snow.
Vandalism.
Falling trees or branches, telegraph poles, aerials and dish antennas.
Damage to cars by third parties and as a result of an aircraft crash.
Sound waves.

Consequential damages with respect to:

Repairs to the garden.
Damage to electrical equipment.
Breakage of frames, mirrors and ceramic hobs.
Breakage of marble, granite, natural stone and sanitary earthenware/porcelain.

Cover against theft and acts of violence:

Robbery, theft and acts of violence in the home.
Robbery and acts of violence in the shed, garage and temporary accommodation.
Acts of violence outside the house.
Theft of jewellery (standard maximum of up to € 1,800).
Theft through the fraudulent use of credit cards.

Other insured damages:

Food in refrigerators and freezers rendered unusable as a result of the abovementioned damages to the home
Temporary housing costs as a result of temporary evacuation, essential demolition or evacuation because the property becomes uninhabitable.
Loss of rental income as a result of the abovementioned damages to the home.
Replacements of locks in the event of damage.
Aesthetic manufacturing and repair costs with regard to the abovementioned damages.
Costs for replacing personal documents as a result of theft and acts of violence.

Extra cover:

Liability and legal assistance.
Asistencia 24: quick-repair service available 24 hours a day - as long as the repair work to be carried out is with regard to the abovementioned damages.

Supplementary insurance and insurance policies adjusted to personal circumstances are possible.

Premium Discount

When a house and contents policy is taken out together with a connection to an authorised alarm system, your annual premium will be reduced between 5 and 10%.